What's inside

Everything they didn't teach you in school.

The guide every freelancer has always needed — and now it finally exists. A working performer's almanac for the business side of freelance life: direct, lighthearted, and built for the people who actually have to use it.

Table of contents

From your first contract to the apartment you sublet while you're on tour. Answers to the questions a working freelance performer actually has, in plain English.

Introduction

What "making it" actually looks like — and what nobody warns you about when you get there.

You Got a Gig — Pay & Expenses

How and when you'll be paid, what to negotiate, and the line items most freelancers forget to track.

Basic Business

1099 vs. W-2. Sole proprietor. Deductions. What an audit really looks like. The non-resident artist working in the US.

Taxes

Self-employment tax, federal income tax, SALT, QBI, when to pay, how to pay, and what to do when you're behind.

Student Loans

Borrowing wisely, refinancing, repayment plans, and the harder question — was it worth it?

Investing

For young, broke, irregular-income artists. IRAs, Solo 401(k)s, capital gains, and starting before you "feel ready."

International Work

Country-by-country foreign tax withholding for Germany, France, Switzerland, Austria, UK, Spain, Italy, Canada, and the Netherlands.

Living Abroad

FEIE, FBAR, the Foreign Housing Exclusion, avoiding US self-employment tax, and the case for a second passport.

Insurance

What you actually need, where you need it, and the road-warrior options most artists never hear about.

Advanced Business

Credit cards as financial infrastructure. Cheap debt. Whether to incorporate (and when not to). PEOs and fiscal sponsorship.

Non-Money Stuff

Agents — what they do, how to get one, how to communicate with one, and how to fire one. Plus unions, online presence, and PR.

Life on the Road

Travel like a pro. Manage your phone abroad. Sublet smart. Keep your relationships, your habits, and your sanity.

Making It Work should be required reading for all performing artists. Put its suggestions into practice and you'll be lightyears ahead. Amy Northard, CPA  ·  Founder, The Accountants for Creatives
Who it's for

Anyone who works freelance in the performing arts — and the people who train them.

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Working freelancers

Singers, instrumentalists, actors, dancers, designers, directors, choreographers, conductors, comedians — anyone whose income comes in 1099s.

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Students & emerging artists

What to know before signing your first contract. Budgeting, saving, and managing student loan and credit card debt. Getting the most from an agent. And much more.

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Educators & programs

A drop-in resource for business-of-music, career-skills, and capstone courses. Plug it in alongside your existing curriculum.

Available now in paperback 231 pages · ISBN 9798254608806 · Published by Amazon

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Buy on AmazonMaking It Work · paperback